Real Touch Finance Ltd. vs ICICI Bank Ltd

A side-by-side comparison of Real Touch Finance Ltd. (538611) and ICICI Bank Ltd (ICICIBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI Bank Ltd leads 538611 vs ICICIBANK on 8 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

12.20
P/E ratio
18.96
1.21
P/B ratio
2.78
0.00%
Dividend yield
0.84%
₹3.63
EPS
₹75.71

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

10.40%
Return on equity
16.10%
10.16%
Return on capital
7.20%
70.13%
EBITDA margin
0.00%
15.97%
Net margin
30.02%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

48.51%
Revenue CAGR (3Y)
28.04%
Profit CAGR (3Y)
7.93%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹60 Cr
Market cap
₹10.30L Cr
₹29 Cr
Revenue
₹3.12L Cr
₹5 Cr
Net profit
₹57,936 Cr
4.44
Debt / equity
0.00
Real Touch Finance Ltd.
  • + ["Stock is trading at 1.15 times its book value", "Company is expected to give good quarter", "Company has delivered good profit growth of 29.2% CAGR over last 5 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio.", "Company has a low return on equity of 9.23% over last 3 years.", "Working capital days have increased from 10.8 days to 476 days"]
ICICI Bank Ltd
  • ["Stock is trading at 2.73 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 70.0 days to 118 days"]
Real Touch Finance Ltd. full analysis ICICI Bank Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

Real Touch Finance Ltd. vs ICICI Bank Ltd: Share Price, Valuation & Which to Buy | DocStoX