Tirupati Fincorp Ltd vs HDFC BANK LTD

A side-by-side comparison of Tirupati Fincorp Ltd (539008) and HDFC BANK LTD (HDFCBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC BANK LTD leads 539008 vs HDFCBANK on 8 of 14 metrics (3 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability13
  • Growth· not comparable
  • Size & financial health03

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

0.00
P/E ratio
14.37
0.00
P/B ratio
2.11
0.00%
Dividend yield
2.53%
₹-11.65
EPS
₹49.39

Profitability

HDFCBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

-192.00%
Return on equity
13.80%
4.28%
Return on capital
7.04%
26.14%
EBITDA margin
21.46%
-22.92%
Net margin
15.99%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

10.69%
Revenue CAGR (3Y) even
Profit CAGR (3Y) even
19.74%

Size & financial health

HDFCBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹0 Cr
Market cap
₹10.83L Cr
₹25 Cr
Revenue
₹4.95L Cr
₹-6 Cr
Net profit
₹79,219 Cr
0.00
Debt / equity even
0.00
Tirupati Fincorp Ltd
  • + ["Company has reduced debt.", "Company's working capital requirements have reduced from 86.4 days to 57.8 days"]
  • ["Stock is trading at 618 times its book value", "Company has low interest coverage ratio.", "Company has a low return on equity of -43.9% over last 3 years."]
HDFC BANK LTD
  • + ["Company has delivered good profit growth of 18.9% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.35,61,957 Cr.", "Earnings include an other income of Rs.1,43,700 Cr."]
Tirupati Fincorp Ltd full analysis HDFC BANK LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

539008 vs HDFCBANK: Share Price, Valuation & Which to Buy | DocStoX