Nisus Finance Services Co Ltd vs HDFC BANK LTD

A side-by-side comparison of Nisus Finance Services Co Ltd (544296) and HDFC BANK LTD (HDFCBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC BANK LTD leads 544296 vs HDFCBANK on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability31
  • Growth10
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

5.60
P/E ratio
15.04
1.73
P/B ratio
2.11
0.00%
Dividend yield
2.59%
₹29.46
EPS
₹49.39

Profitability

544296 takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

34.00%
Return on equity
13.60%
32.00%
Return on capital
7.02%
25.00%
EBITDA margin
21.46%
14.79%
Net margin
15.99%

Growth

544296 takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

270.84%
Revenue CAGR (3Y) even
202.45%
Profit CAGR (3Y)
19.74%

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹455 Cr
Market cap
₹11.38L Cr
₹561 Cr
Revenue
₹4.95L Cr
₹83 Cr
Net profit
₹79,219 Cr
0.97
Debt / equity
0.00
Nisus Finance Services Co Ltd
  • + ["Company has delivered good profit growth of 108% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 39.0%"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Promoters have pledged 32.0% of their holding.", "Company has high debtors of 196 days."]
HDFC BANK LTD
  • + ["Company has delivered good profit growth of 18.9% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.35,61,957 Cr.", "Earnings include an other income of Rs.1,43,700 Cr."]
Nisus Finance Services Co Ltd full analysis HDFC BANK LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

544296 vs HDFCBANK: Share Price, Valuation & Which to Buy | DocStoX