AADHAR HOUSING FINANCE L vs BAJAJ FINANCE LIMITED

A side-by-side comparison of AADHAR HOUSING FINANCE L (AADHARHFC) and BAJAJ FINANCE LIMITED (BAJFINANCE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

AADHAR HOUSING FINANCE L vs BAJAJ FINANCE LIMITED are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation22
  • Profitability31
  • Growth11
  • Size & financial health13
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.90
P/E ratio
34.63
3.10
P/B ratio
5.57
0.00%
Dividend yield
0.55%
₹25.15
EPS
₹30.56

Profitability

AADHARHFC takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

15.90%
Return on equity
18.20%
11.40%
Return on capital
10.80%
76.44%
EBITDA margin
67.98%
29.97%
Net margin
23.33%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

21.74%
Revenue CAGR (3Y)
25.57%
26.22%
Profit CAGR (3Y)
18.88%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹20,815 Cr
Market cap
₹6.52L Cr
₹3,687 Cr
Revenue
₹81,990 Cr
₹1,096 Cr
Net profit
₹19,332 Cr
2.52
Debt / equity
3.78
AADHAR HOUSING FINANCE L
  • + ["Company has delivered good profit growth of 26.6% CAGR over last 5 years"]
  • ["Stock is trading at 2.72 times its book value", "Though the company is reporting repeated profits, it is not paying out dividend"]
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
AADHAR HOUSING FINANCE L full analysis BAJAJ FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

AADHARHFC vs BAJFINANCE: Share Price, Valuation & Which to Buy | DocStoX