AGS Transact Technologies Ltd vs Bajaj Finance Limited

A side-by-side comparison of AGS Transact Technologies Ltd (AGSTRA) and Bajaj Finance Limited (BAJFINANCE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads AGSTRA vs BAJFINANCE on 10 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability04
  • Growth01
  • Size & financial health13

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

-0.20
P/E ratio
32.09
0.05
P/B ratio
5.71
0.00%
Dividend yield
0.57%
₹-6.60
EPS
₹30.60

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

-17.35%
Return on equity
16.68%
1.00%
Return on capital
10.71%
13.00%
EBITDA margin
67.98%
-5.44%
Net margin
23.58%

Growth

BAJFINANCE takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

-3.35%
Revenue CAGR (3Y)
25.58%
—
Profit CAGR (3Y) even
18.88%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹29 Cr
Market cap
₹6.11L Cr
₹1,471 Cr
Revenue
₹81,982 Cr
₹-80 Cr
Net profit
₹19,332 Cr
2.42
Debt / equity
3.22
AGS Transact Technologies Ltd
  • + []
  • − ["The company has delivered a poor sales growth of -3.0% over past five years.", "Company reported a net loss of ₹80 Cr in its latest financial year."]
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
AGS Transact Technologies Ltd full analysis Bajaj Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

AGSTRA vs BAJFINANCE: Share Price, Valuation & Which to Buy | DocStoX