AGS Transact Technologies Ltd vs BAJAJ FINANCE LIMITED

A side-by-side comparison of AGS Transact Technologies Ltd (AGSTRA) and BAJAJ FINANCE LIMITED (BAJFINANCE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads AGSTRA vs BAJFINANCE on 10 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability04
  • Growth01
  • Size & financial health13

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

-0.20
P/E ratio
34.48
0.05
P/B ratio
5.57
0.00%
Dividend yield
0.55%
₹-6.60
EPS
₹30.56

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

-17.35%
Return on equity
18.20%
1.00%
Return on capital
10.80%
13.00%
EBITDA margin
67.98%
-5.44%
Net margin
23.33%

Growth

BAJFINANCE takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

-3.35%
Revenue CAGR (3Y)
25.57%
Profit CAGR (3Y) even
18.88%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹25 Cr
Market cap
₹6.57L Cr
₹1,471 Cr
Revenue
₹81,990 Cr
₹-80 Cr
Net profit
₹19,332 Cr
2.42
Debt / equity
3.78
AGS Transact Technologies Ltd
  • + ["Stock is trading at 0.05 times its book value"]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of -4.02% over past five years.", "Promoter holding is low: 26.5%", "Company has a low return on equity of -8.15% over last 3 years.", "Contingent liabilities of Rs.14.1 Cr.", "Earnings include an other income of Rs.39.8 Cr.", "Company has high debtors of 181 days.", "Promoter holding has decreased over last 3 years: -39.0%"]
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
AGS Transact Technologies Ltd full analysis BAJAJ FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

AGSTRA vs BAJFINANCE: Share Price, Valuation & Which to Buy | DocStoX