APTUS VALUE HSG FIN I LTD vs HDFC BANK LTD

A side-by-side comparison of APTUS VALUE HSG FIN I LTD (APTUS) and HDFC BANK LTD (HDFCBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC BANK LTD leads APTUS vs HDFCBANK on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability40
  • Growth10
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

13.53
P/E ratio
14.20
2.86
P/B ratio
2.11
1.75%
Dividend yield
2.53%
₹18.83
EPS
₹49.39

Profitability

APTUS takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

20.10%
Return on equity
13.80%
15.40%
Return on capital
7.04%
83.41%
EBITDA margin
21.46%
43.01%
Net margin
15.99%

Growth

APTUS takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

27.11%
Revenue CAGR (3Y) even
23.31%
Profit CAGR (3Y)
19.74%

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹12,780 Cr
Market cap
₹10.82L Cr
₹2,246 Cr
Revenue
₹4.95L Cr
₹943 Cr
Net profit
₹79,219 Cr
1.58
Debt / equity
0.00
APTUS VALUE HSG FIN I LTD
  • + ["Company has delivered good profit growth of 28.7% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 30.2%"]
  • ["Promoter holding has decreased over last 3 years: -38.4%"]
HDFC BANK LTD
  • + ["Company has delivered good profit growth of 18.9% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.35,61,957 Cr.", "Earnings include an other income of Rs.1,43,700 Cr."]
APTUS VALUE HSG FIN I LTD full analysis HDFC BANK LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.