Aptus Value Housing Finance India Limited vs State Bank of India

A side-by-side comparison of Aptus Value Housing Finance India Limited (APTUS) and State Bank of India (SBIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

Aptus Value Housing Finance India Limited vs State Bank of India are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation13
  • Profitability40
  • Growth20
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SBIN takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

11.78
P/E ratio
10.67
2.51
P/B ratio
1.63
1.78%
Dividend yield
1.72%
₹18.84
EPS
₹90.24

Profitability

APTUS takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.64%
Return on equity
15.40%
14.40%
Return on capital
6.13%
83.41%
EBITDA margin
16.68%
41.99%
Net margin
11.95%

Growth

APTUS takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

27.11%
Revenue CAGR (3Y)
26.64%
23.30%
Profit CAGR (3Y)
14.49%

Size & financial health

SBIN takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹11,126 Cr
Market cap
₹8.88L Cr
₹2,245 Cr
Revenue
₹7.13L Cr
₹943 Cr
Net profit
₹86,666 Cr
1.56
Debt / equity
0.00
Aptus Value Housing Finance India Limited
  • + ["Company has delivered good profit growth of 28.7% CAGR over last 5 years", "Company has delivered good sales growth of 28.6% CAGR over last 5 years"]
  • − []
State Bank of India
  • + ["Company has delivered good profit growth of 29.4% CAGR over last 5 years"]
  • − []
Aptus Value Housing Finance India Limited full analysis State Bank of India full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

APTUS vs SBIN: Share Price, Valuation & Which to Buy | DocStoX