Aryaman Financial Services Ltd vs BAJAJ FINANCE LIMITED

A side-by-side comparison of Aryaman Financial Services Ltd (ARYAMANFINANCIALSERVICESLTD) and BAJAJ FINANCE LIMITED (BAJFINANCE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Aryaman Financial Services Ltd leads ARYAMANFINANCIALSERVICESLTD vs BAJFINANCE on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability31
  • Growth10
  • Size & financial health13
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.60
P/E ratio
34.02
4.43
P/B ratio
5.57
0.00%
Dividend yield
0.55%
₹24.14
EPS
₹30.56

Profitability

ARYAMANFINANCIALSERVICESLTD takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

20.40%
Return on equity
18.20%
22.10%
Return on capital
10.80%
53.18%
EBITDA margin
67.98%
48.70%
Net margin
23.33%

Growth

ARYAMANFINANCIALSERVICESLTD takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
25.57%
96.61%
Profit CAGR (3Y)
18.88%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹707 Cr
Market cap
₹6.47L Cr
₹78 Cr
Revenue
₹81,990 Cr
₹38 Cr
Net profit
₹19,332 Cr
0.37
Debt / equity
3.78
Aryaman Financial Services Ltd
  • + ["Company has reduced debt.", "Company is almost debt free.", "Company has delivered good profit growth of 107% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 25.4%"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "The company has delivered a poor sales growth of -10.8% over past five years."]
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
Aryaman Financial Services Ltd full analysis BAJAJ FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ARYAMANFINANCIALSERVICESLTD vs BAJFINANCE: Share Price, Valuation & Which to Buy | DocStoX