Aryaman Financial Services Ltd vs HDFC Bank Limited

A side-by-side comparison of Aryaman Financial Services Ltd (ARYAMANFINANCIALSERVICESLTD) and HDFC Bank Limited (HDFCBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC Bank Limited leads ARYAMANFINANCIALSERVICESLTD vs HDFCBANK on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation04
  • Profitability40
  • Growth10
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.60
P/E ratio
14.72
4.43
P/B ratio
1.78
0.00%
Dividend yield
2.59%
₹24.14
EPS
₹49.50

Profitability

ARYAMANFINANCIALSERVICESLTD takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

20.40%
Return on equity
13.07%
22.10%
Return on capital
5.86%
53.18%
EBITDA margin
21.46%
48.70%
Net margin
21.81%

Growth

ARYAMANFINANCIALSERVICESLTD takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

—
Revenue CAGR (3Y) even
26.86%
96.61%
Profit CAGR (3Y)
18.10%

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹707 Cr
Market cap
₹11.23L Cr
₹78 Cr
Revenue
₹3.49L Cr
₹38 Cr
Net profit
₹76,026 Cr
0.37
Debt / equity
0.00
Aryaman Financial Services Ltd
  • + ["Company has reduced debt.", "Company is almost debt free.", "Company has delivered good profit growth of 107% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 25.4%"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend", "The company has delivered a poor sales growth of -10.8% over past five years."]
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%", "Company has delivered good sales growth of 22.1% CAGR over last 5 years"]
  • − []
Aryaman Financial Services Ltd full analysis HDFC Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ARYAMANFINANCIALSERVICESLTD vs HDFCBANK: Share Price, Valuation & Which to Buy | DocStoX