Ashika Credit Capital Ltd vs Bajaj Finance Limited

A side-by-side comparison of Ashika Credit Capital Ltd (ASHIKA) and Bajaj Finance Limited (BAJFINANCE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads ASHIKA vs BAJFINANCE on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability13
  • Growth10
  • Size & financial health13
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

29.60
P/E ratio
32.09
1.50
P/B ratio
5.71
0.00%
Dividend yield
0.57%
₹13.48
EPS
₹30.60

Profitability

BAJFINANCE takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

7.49%
Return on equity
16.68%
13.30%
Return on capital
10.71%
0.00%
EBITDA margin
67.98%
0.00%
Net margin
23.58%

Growth

ASHIKA takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

—
Revenue CAGR (3Y) even
25.58%
115.57%
Profit CAGR (3Y)
18.88%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹2,218 Cr
Market cap
₹6.11L Cr
₹0 Cr
Revenue
₹81,982 Cr
₹59 Cr
Net profit
₹19,332 Cr
0.00
Debt / equity
3.22
Ashika Credit Capital Ltd
  • + ["Promoter holding has increased by 16.3% over last quarter."]
  • − ["Company has a low return on equity of 1.73% over last 3 years."]
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Ashika Credit Capital Ltd full analysis Bajaj Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.