BAID FINSERV LIMITED vs BAJAJ FINANCE LIMITED

A side-by-side comparison of BAID FINSERV LIMITED (BAIDFIN) and BAJAJ FINANCE LIMITED (BAJFINANCE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

BAID FINSERV LIMITED and BAJAJ FINANCE LIMITED are evenly matched on the numbers (55, 4 tied). The breakdown below shows where each one wins.

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

11.37
P/E ratio
34.56
0.68
P/B ratio
5.57
0.98%
Dividend yield
0.60%
₹0.90
EPS
₹30.56

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

7.51%
Return on equity
18.20%
11.13%
Return on capital
10.80%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
14.40%
Profit CAGR (3Y)
18.88%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹158 Cr
Market cap
₹6.57L Cr
₹0 Cr
Revenue
₹0 Cr
₹13 Cr
Net profit
₹19,332 Cr
1.44
Debt / equity
3.78
BAID FINSERV LIMITED
  • + ["Stock is trading at 0.68 times its book value"]
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 7.65% over last 3 years.", "Dividend payout has been low at 6.07% of profits over last 3 years"]
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.57 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
BAID FINSERV LIMITED full analysis BAJAJ FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAID FINSERV LIMITED vs BAJAJ FINANCE LIMITED: Share Price, Valuation & Which to Buy | DocStoX