Bajaj Finserv Limited vs Bajaj Finance Limited

A side-by-side comparison of Bajaj Finserv Limited (BAJAJFINSV) and Bajaj Finance Limited (BAJFINANCE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJAJFINSV vs BAJFINANCE on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability04
  • Growth02
  • Size & financial health22
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

BAJAJFINSV takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

28.21
P/E ratio
32.09
3.96
P/B ratio
5.71
0.08%
Dividend yield
0.57%
₹61.30
EPS
₹30.60

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

12.58%
Return on equity
16.68%
10.45%
Return on capital
10.71%
37.70%
EBITDA margin
67.98%
13.07%
Net margin
23.58%

Growth

BAJFINANCE takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

22.40%
Revenue CAGR (3Y)
25.58%
17.23%
Profit CAGR (3Y)
18.88%

Size & financial health

Even

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹2.78L Cr
Market cap
₹6.11L Cr
₹1.51L Cr
Revenue
₹81,982 Cr
₹19,669 Cr
Net profit
₹19,332 Cr
4.62
Debt / equity
3.22
Bajaj Finserv Limited
  • + ["Company has delivered good profit growth of 21.7% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 27.3%", "Company has delivered good sales growth of 20.0% CAGR over last 5 years"]
  • − []
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.7% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Bajaj Finserv Limited full analysis Bajaj Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJAJFINSV vs BAJFINANCE: Share Price, Valuation & Which to Buy | DocStoX