BAJAJ FINSERV LTD. vs SHRIRAM FINANCE LIMITED

A side-by-side comparison of BAJAJ FINSERV LTD. (BAJAJFINSV) and SHRIRAM FINANCE LIMITED (SHRIRAMFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, SHRIRAM FINANCE LIMITED leads BAJAJFINSV vs SHRIRAMFIN on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability04
  • Growth11
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SHRIRAMFIN takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.14
P/E ratio
19.78
29.16
P/B ratio
3.05
0.07%
Dividend yield
0.98%
₹61.24
EPS
₹53.28

Profitability

SHRIRAMFIN takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

13.20%
Return on equity
16.40%
11.00%
Return on capital
11.50%
38.00%
EBITDA margin
73.70%
13.07%
Net margin
20.83%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

22.40%
Revenue CAGR (3Y)
16.86%
17.23%
Profit CAGR (3Y)
18.53%

Size & financial health

BAJAJFINSV takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹3.16L Cr
Market cap
₹1.99L Cr
₹1.51L Cr
Revenue
₹48,193 Cr
₹19,669 Cr
Net profit
₹10,024 Cr
0.00
Debt / equity
3.96
BAJAJ FINSERV LTD.
  • + ["Company's median sales growth is 20.2% of last 10 years"]
  • ["Stock is trading at 4.11 times its book value", "Company has low interest coverage ratio.", "Company has a low return on equity of 13.8% over last 3 years."]
SHRIRAM FINANCE LIMITED
  • + ["Company has delivered good profit growth of 32.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 20.9%"]
  • ["Stock is trading at 3.10 times its book value", "Company has low interest coverage ratio.", "Promoter holding has decreased over last quarter: -5.08%"]
BAJAJ FINSERV LTD. full analysis SHRIRAM FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.