BAJAJ FINANCE LIMITED vs Banas Finance Ltd

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and Banas Finance Ltd (BANASFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

BAJAJ FINANCE LIMITED and Banas Finance Ltd are evenly matched on the numbers (66, 2 tied). The breakdown below shows where each one wins.

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.56
P/E ratio
5.60
5.57
P/B ratio
0.46
0.60%
Dividend yield
0.00%
₹30.56
EPS
₹1.26

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
7.10%
10.80%
Return on capital
8.00%
0.00%
EBITDA margin
18.00%
0.00%
Net margin
19.30%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
41.78%
18.88%
Profit CAGR (3Y)

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.57L Cr
Market cap
₹63 Cr
₹0 Cr
Revenue
₹57 Cr
₹19,332 Cr
Net profit
₹11 Cr
3.78
Debt / equity
0.01
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.57 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
Banas Finance Ltd
  • + ["Company has reduced debt.", "Company is almost debt free.", "Stock is trading at 0.46 times its book value", "Company is expected to give good quarter", "Company's working capital requirements have reduced from 119 days to 66.3 days"]
  • ["Promoter holding is low: 26.6%", "Company has a low return on equity of -0.80% over last 3 years."]
BAJAJ FINANCE LIMITED full analysis Banas Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJAJ FINANCE LIMITED vs BANASFINANCELTD: Share Price, Valuation & Which to Buy | DocStoX