BAJAJ FINANCE LIMITED vs BANDHAN BANK LIMITED

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and BANDHAN BANK LIMITED (BANDHANBNK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs BANDHANBNK on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability40
  • Growth10
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

BANDHANBNK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.32
P/E ratio
21.38
5.57
P/B ratio
1.08
0.55%
Dividend yield
0.88%
₹30.56
EPS
₹7.60

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
4.85%
10.80%
Return on capital
5.96%
67.98%
EBITDA margin
0.00%
23.33%
Net margin
5.64%

Growth

BAJFINANCE takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y) even
18.88%
Profit CAGR (3Y)
-17.70%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.56L Cr
Market cap
₹26,242 Cr
₹81,990 Cr
Revenue
₹24,423 Cr
₹19,332 Cr
Net profit
₹1,224 Cr
3.78
Debt / equity
0.56
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
BANDHAN BANK LIMITED
  • + ["Stock is trading at 1.06 times its book value", "Company's working capital requirements have reduced from 71.8 days to 38.5 days"]
  • ["Company has low interest coverage ratio.", "Promoter holding has decreased over last quarter: -1.44%", "The company has delivered a poor sales growth of 11.6% over past five years.", "Company has a low return on equity of 9.01% over last 3 years.", "Contingent liabilities of Rs.28,896 Cr.", "Dividend payout has been low at 13.1% of profits over last 3 years"]
BAJAJ FINANCE LIMITED full analysis BANDHAN BANK LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs BANDHANBNK: Share Price, Valuation & Which to Buy | DocStoX