Bajaj Finance Limited vs Bengal & Assam Company Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Bengal & Assam Company Limited (BENGALASM) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs BENGALASM on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation04
  • Profitability31
  • Growth20
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

BENGALASM takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
8.16
5.71
P/B ratio
0.67
0.57%
Dividend yield
0.81%
₹30.60
EPS
₹721.95

Profitability

BAJFINANCE takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
8.11%
10.71%
Return on capital
3.92%
67.98%
EBITDA margin
15.39%
23.58%
Net margin
34.77%

Growth

BAJFINANCE takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
-46.71%
18.88%
Profit CAGR (3Y)
-7.67%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹6,740 Cr
₹81,982 Cr
Revenue
₹2,495 Cr
₹19,332 Cr
Net profit
₹843 Cr
3.22
Debt / equity
0.06
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.7% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Bengal & Assam Company Limited
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 24.6%", "Stock is trading at 0.63 times its book value"]
  • − ["The company has delivered a poor sales growth of -24.8% over past five years.", "The company has delivered a poor profit growth of 4.5% over past five years."]
Bajaj Finance Limited full analysis Bengal & Assam Company Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.