Bajaj Finance Limited vs Bervin Investments & Leasing Ltd

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Bervin Investments & Leasing Ltd (BERVINL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs BERVINL on 7 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth· not comparable—
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

31.29
P/E ratio
19.30
5.71
P/B ratio
1.56
0.57%
Dividend yield
0.00%
₹30.60
EPS
₹2.50

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
-83.34%
10.71%
Return on capital
19.99%
67.98%
EBITDA margin
44.04%
23.58%
Net margin
32.11%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y) even
—
18.88%
Profit CAGR (3Y) even
—

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.96L Cr
Market cap
₹28 Cr
₹81,982 Cr
Revenue
₹0 Cr
₹19,332 Cr
Net profit
₹-16 Cr
3.22
Debt / equity
0.22
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.23 times its book value"]
Bervin Investments & Leasing Ltd
  • + ["Company has delivered good sales growth of 23.9% CAGR over last 5 years"]
  • − ["The company has delivered a poor profit growth of 0.2% over past five years."]
Bajaj Finance Limited full analysis Bervin Investments & Leasing Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.