BAJAJ FINANCE LIMITED vs ADITYA BIRLA MONEY LTD

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and ADITYA BIRLA MONEY LTD (BIRLAMONEY) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs BIRLAMONEY on 10 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability31
  • Growth11
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.32
P/E ratio
12.24
5.57
P/B ratio
2.44
0.55%
Dividend yield
0.00%
₹30.56
EPS
₹10.35

Profitability

BAJFINANCE takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
19.27%
10.80%
Return on capital
10.00%
67.98%
EBITDA margin
42.64%
23.33%
Net margin
13.65%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y)
17.06%
18.88%
Profit CAGR (3Y)
19.81%

Size & financial health

BAJFINANCE takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.56L Cr
Market cap
₹716 Cr
₹81,990 Cr
Revenue
₹428 Cr
₹19,332 Cr
Net profit
₹58 Cr
3.78
Debt / equity
7.35
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
ADITYA BIRLA MONEY LTD
  • + ["Company has delivered good profit growth of 31.0% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 31.2%"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio."]
BAJAJ FINANCE LIMITED full analysis ADITYA BIRLA MONEY LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs BIRLAMONEY: Share Price, Valuation & Which to Buy | DocStoX