Bajaj Finance Limited vs Aditya Birla Money Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Aditya Birla Money Limited (BIRLAMONEY) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs BIRLAMONEY on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth11
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
10.82
5.71
P/B ratio
2.32
0.57%
Dividend yield
0.00%
₹30.60
EPS
₹10.35

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
19.48%
10.71%
Return on capital
37.50%
67.98%
EBITDA margin
48.23%
23.58%
Net margin
12.48%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
20.62%
18.88%
Profit CAGR (3Y)
19.81%

Size & financial health

BAJFINANCE takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹636 Cr
₹81,982 Cr
Revenue
₹469 Cr
₹19,332 Cr
Net profit
₹58 Cr
3.22
Debt / equity
7.26
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.7% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Aditya Birla Money Limited
  • + ["Company has delivered good profit growth of 29.6% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 32.6%", "Company has delivered good sales growth of 19.5% CAGR over last 5 years"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend"]
Bajaj Finance Limited full analysis Aditya Birla Money Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs BIRLAMONEY: Share Price, Valuation & Which to Buy | DocStoX