BAJAJ FINANCE LIMITED vs CANARA HSBC LIFE INS CO L

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and CANARA HSBC LIFE INS CO L (CANHLIFE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs CANHLIFE on 13 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability40
  • Growth20
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

BAJFINANCE takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

33.98
P/E ratio
114.95
5.57
P/B ratio
9.12
0.55%
Dividend yield
0.25%
₹30.56
EPS
₹1.33

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
7.91%
10.80%
Return on capital
8.00%
67.98%
EBITDA margin
1.00%
23.33%
Net margin
1.09%

Growth

BAJFINANCE takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y)
11.14%
18.88%
Profit CAGR (3Y)
11.64%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.47L Cr
Market cap
₹14,452 Cr
₹81,990 Cr
Revenue
₹11,579 Cr
₹19,332 Cr
Net profit
₹127 Cr
3.78
Debt / equity
0.16
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
CANARA HSBC LIFE INS CO L
  • + ["Company is expected to give good quarter", "Company has been maintaining a healthy dividend payout of 32.0%"]
  • ["Stock is trading at 8.97 times its book value", "The company has delivered a poor sales growth of 4.55% over past five years.", "Tax rate seems low", "Company has a low return on equity of 8.08% over last 3 years.", "Earnings include an other income of Rs.85.3 Cr."]
BAJAJ FINANCE LIMITED full analysis CANARA HSBC LIFE INS CO L full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs CANHLIFE: Share Price, Valuation & Which to Buy | DocStoX