BAJAJ FINANCE LIMITED vs Ceejay Finance Ltd

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and Ceejay Finance Ltd (CEEJAYFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

BAJAJ FINANCE LIMITED and Ceejay Finance Ltd are evenly matched on the numbers (55, 4 tied). The breakdown below shows where each one wins.

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.56
P/E ratio
7.00
5.57
P/B ratio
0.65
0.60%
Dividend yield
0.77%
₹30.56
EPS
₹19.71

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
9.72%
10.80%
Return on capital
11.40%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
18.88%
Profit CAGR (3Y)
4.39%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.57L Cr
Market cap
₹53 Cr
₹0 Cr
Revenue
₹0 Cr
₹19,332 Cr
Net profit
₹7 Cr
3.78
Debt / equity
0.55
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.57 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
Ceejay Finance Ltd
  • + ["Stock is trading at 0.68 times its book value"]
  • ["The company has delivered a poor sales growth of 10.6% over past five years.", "Company has a low return on equity of 9.58% over last 3 years."]
BAJAJ FINANCE LIMITED full analysis Ceejay Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.