Bajaj Finance Limited vs Choice International Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Choice International Limited (CHOICEIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs CHOICEIN on 10 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability31
  • Growth02
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

BAJFINANCE takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
106.87
5.71
P/B ratio
10.51
0.57%
Dividend yield
0.00%
₹30.60
EPS
₹6.86

Profitability

BAJFINANCE takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
13.02%
10.71%
Return on capital
15.72%
67.98%
EBITDA margin
35.75%
23.58%
Net margin
21.26%

Growth

CHOICEIN takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
42.71%
18.88%
Profit CAGR (3Y)
58.21%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹16,487 Cr
₹81,982 Cr
Revenue
₹1,119 Cr
₹19,332 Cr
Net profit
₹238 Cr
3.22
Debt / equity
0.54
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.7% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Choice International Limited
  • + ["Company has delivered good profit growth of 69.5% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 20.3%", "Company has delivered good sales growth of 44.8% CAGR over last 5 years"]
  • − ["Stock is trading at 9.87 times its book value", "Though the company is reporting repeated profits, it is not paying out dividend"]
Bajaj Finance Limited full analysis Choice International Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.