BAJAJ FINANCE LIMITED vs Tomorrow Technologies Global Innovations Ltd

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and Tomorrow Technologies Global Innovations Ltd (CNIRESEARCHLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs CNIRESEARCHLTD on 10 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability40
  • Growth· not comparable
  • Size & financial health31

Valuation

BAJFINANCE takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.13
P/E ratio
-188.50
5.57
P/B ratio
6.36
0.55%
Dividend yield
0.00%
₹30.56
EPS
₹-0.04

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
-3.39%
10.80%
Return on capital
-3.39%
67.98%
EBITDA margin
-147.06%
23.33%
Net margin
-144.12%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y) even
18.88%
Profit CAGR (3Y) even

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.47L Cr
Market cap
₹94 Cr
₹81,990 Cr
Revenue
₹0 Cr
₹19,332 Cr
Net profit
₹-0 Cr
3.78
Debt / equity
0.00
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
Tomorrow Technologies Global Innovations Ltd
  • + ["Company is almost debt free.", "Company's working capital requirements have reduced from 107 days to 53.7 days"]
  • ["Stock is trading at 6.60 times its book value", "Company has low interest coverage ratio.", "Promoter holding is low: 37.1%", "Company has a low return on equity of -10.2% over last 3 years."]
BAJAJ FINANCE LIMITED full analysis Tomorrow Technologies Global Innovations Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.