Bajaj Finance Limited vs CSL Finance Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and CSL Finance Limited (CSLFINANCE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, CSL Finance Limited leads BAJFINANCE vs CSLFINANCE on 10 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation04
  • Profitability13
  • Growth02
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

CSLFINANCE takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
5.59
5.71
P/B ratio
0.88
0.57%
Dividend yield
4.33%
₹30.60
EPS
₹37.80

Profitability

CSLFINANCE takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
13.85%
10.71%
Return on capital
13.38%
67.98%
EBITDA margin
76.93%
23.58%
Net margin
33.63%

Growth

CSLFINANCE takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
29.74%
18.88%
Profit CAGR (3Y)
23.24%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹470 Cr
₹81,982 Cr
Revenue
₹256 Cr
₹19,332 Cr
Net profit
₹86 Cr
3.22
Debt / equity
1.37
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
CSL Finance Limited
  • + ["Company has delivered good profit growth of 25.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.5%", "Company has delivered good sales growth of 32.9% CAGR over last 5 years", "Stock is trading at 0.76 times its book value"]
  • − []
Bajaj Finance Limited full analysis CSL Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.