BAJAJ FINANCE LIMITED vs CSL FINANCE LIMITED

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and CSL FINANCE LIMITED (CSLFINANCE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, CSL FINANCE LIMITED leads BAJFINANCE vs CSLFINANCE on 7 of 14 metrics (4 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.56
P/E ratio
6.70
5.57
P/B ratio
0.83
0.60%
Dividend yield
1.32%
₹30.56
EPS
₹31.64

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
13.31%
10.80%
Return on capital
13.32%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
18.88%
Profit CAGR (3Y)
23.24%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.57L Cr
Market cap
₹482 Cr
₹0 Cr
Revenue
₹0 Cr
₹19,332 Cr
Net profit
₹72 Cr
3.78
Debt / equity
1.18
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.57 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
CSL FINANCE LIMITED
  • + ["Stock is trading at 0.82 times its book value", "Company has delivered good profit growth of 25.6% CAGR over last 5 years", "Company's median sales growth is 19.9% of last 10 years"]
  • ["Promoter holding has decreased over last 3 years: -3.68%"]
BAJAJ FINANCE LIMITED full analysis CSL FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJAJ FINANCE LIMITED vs CSL FINANCE LIMITED: Share Price, Valuation & Which to Buy | DocStoX