BAJAJ FINANCE LIMITED vs DCB BANK LIMITED

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and DCB BANK LIMITED (DCBBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs DCBBANK on 6 of 14 metrics (4 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.56
P/E ratio
9.70
5.57
P/B ratio
0.96
0.60%
Dividend yield
0.78%
₹30.56
EPS
₹19.58

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
11.19%
10.80%
Return on capital
6.73%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
18.88%
Profit CAGR (3Y)
16.22%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.57L Cr
Market cap
₹6,117 Cr
₹0 Cr
Revenue
₹0 Cr
₹19,332 Cr
Net profit
₹615 Cr
3.78
Debt / equity
0.00
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.57 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
DCB BANK LIMITED
  • + ["Stock is trading at 0.93 times its book value"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 16.2%", "Company has a low return on equity of 11.5% over last 3 years.", "Contingent liabilities of Rs.21,378 Cr."]
BAJAJ FINANCE LIMITED full analysis DCB BANK LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.