Bajaj Finance Limited vs Emerald Finance Ltd

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Emerald Finance Ltd (EMERALDLEASINGFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Emerald Finance Ltd leads BAJFINANCE vs EMERALDLEASINGFINANCELTD on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability13
  • Growth01
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
13.80
5.71
P/B ratio
2.40
0.57%
Dividend yield
0.15%
₹30.60
EPS
₹4.19

Profitability

EMERALDLEASINGFINANCELTD takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
16.00%
10.71%
Return on capital
21.20%
67.98%
EBITDA margin
74.40%
23.58%
Net margin
48.57%

Growth

EMERALDLEASINGFINANCELTD takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y) even
—
18.88%
Profit CAGR (3Y)
71.00%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹219 Cr
₹81,982 Cr
Revenue
₹31 Cr
₹19,332 Cr
Net profit
₹15 Cr
3.22
Debt / equity
0.23
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Emerald Finance Ltd
  • + ["Company is expected to give good quarter", "Company has delivered good profit growth of 59.5% CAGR over last 5 years"]
  • − ["Company has a low return on equity of 13.7% over last 3 years.", "Promoter holding has decreased over last 3 years: -8.10%", "Working capital days have increased from 423 days to 1,121 days"]
Bajaj Finance Limited full analysis Emerald Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.