Bajaj Finance Limited vs Gaja Alternative Asset Management Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Gaja Alternative Asset Management Limited (GAJA) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs GAJA on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability40
  • Growth02
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

GAJA takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

35.34
P/E ratio
0.03
5.57
P/B ratio
2.20
0.55%
Dividend yield
0.00%
₹30.56
EPS
₹5,216.35

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
4.78%
10.80%
Return on capital
9.00%
67.98%
EBITDA margin
35.00%
23.33%
Net margin
18.97%

Growth

GAJA takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y)
72.02%
18.88%
Profit CAGR (3Y)
334.45%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.71L Cr
Market cap
₹2,234 Cr
₹81,990 Cr
Revenue
₹58 Cr
₹19,332 Cr
Net profit
₹11 Cr
3.78
Debt / equity
0.06
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
Gaja Alternative Asset Management Limited
  • + ["Company is almost debt free."]
  • ["Company has a low return on equity of 9.63% over last 3 years.", "Debtor days have increased from 70.9 to 98.2 days."]
Bajaj Finance Limited full analysis Gaja Alternative Asset Management Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.