BAJAJ FINANCE LIMITED vs HDFC LIFE INS CO LTD
A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and HDFC LIFE INS CO LTD (HDFCLIFE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs HDFCLIFE on 12 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
- Valuation40
- Profitability40
- Growth20
- Size & financial health22
Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.
Valuation
BAJFINANCE takes 4/4How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
BAJFINANCE takes 4/4How efficiently each company turns capital and sales into profit. Higher is better.
Growth
BAJFINANCE takes 2/2Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
EvenScale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
- − ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
- + ["Company has been maintaining a healthy dividend payout of 25.3%"]
- − ["Stock is trading at 6.09 times its book value", "The company has delivered a poor sales growth of 6.81% over past five years.", "Tax rate seems low", "Company has a low return on equity of 11.1% over last 3 years.", "Earnings include an other income of Rs.931 Cr."]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.