BAJAJ FINANCE LIMITED vs IBL FINANCE LIMITED

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and IBL FINANCE LIMITED (IBLFL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs IBLFL on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability31
  • Growth10
  • Size & financial health22
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

BAJFINANCE takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.32
P/E ratio
64.21
5.57
P/B ratio
2.47
0.55%
Dividend yield
0.00%
₹30.56
EPS
₹0.95

Profitability

BAJFINANCE takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
4.00%
10.80%
Return on capital
19.25%
67.98%
EBITDA margin
19.18%
23.33%
Net margin
13.32%

Growth

BAJFINANCE takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y) even
18.88%
Profit CAGR (3Y)
-2.50%

Size & financial health

Even

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.47L Cr
Market cap
₹129 Cr
₹81,990 Cr
Revenue
₹898.77L Cr
₹19,332 Cr
Net profit
₹2 Cr
3.78
Debt / equity
0.95
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
IBL FINANCE LIMITED
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio.", "Company has a low return on equity of 4.55% over last 3 years."]
BAJAJ FINANCE LIMITED full analysis IBL FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs IBLFL: Share Price, Valuation & Which to Buy | DocStoX