Bajaj Finance Limited vs ICRA Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and ICRA Limited (ICRA) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

Bajaj Finance Limited vs ICRA Limited are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation04
  • Profitability22
  • Growth20
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

ICRA takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
23.81
5.71
P/B ratio
3.87
0.57%
Dividend yield
2.22%
₹30.60
EPS
₹188.63

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
15.37%
10.71%
Return on capital
21.25%
67.98%
EBITDA margin
35.87%
23.58%
Net margin
30.45%

Growth

BAJFINANCE takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
14.16%
18.88%
Profit CAGR (3Y)
10.04%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹4,334 Cr
₹81,982 Cr
Revenue
₹600 Cr
₹19,332 Cr
Net profit
₹183 Cr
3.22
Debt / equity
0.02
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
ICRA Limited
  • + ["Company has delivered good profit growth of 17.1% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 55.5%"]
  • − []
Bajaj Finance Limited full analysis ICRA Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.