BAJAJ FINANCE LIMITED vs INDIAN BANK

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and INDIAN BANK (INDIANB) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs INDIANB on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation04
  • Profitability40
  • Growth01
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

INDIANB takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.32
P/E ratio
10.08
5.57
P/B ratio
1.37
0.55%
Dividend yield
2.06%
₹30.56
EPS
₹86.89

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
15.40%
10.80%
Return on capital
6.32%
67.98%
EBITDA margin
21.81%
23.33%
Net margin
15.61%

Growth

INDIANB takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y) even
18.88%
Profit CAGR (3Y)
28.06%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.56L Cr
Market cap
₹1.19L Cr
₹81,990 Cr
Revenue
₹78,333 Cr
₹19,332 Cr
Net profit
₹11,707 Cr
3.78
Debt / equity
0.00
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
INDIAN BANK
  • + ["Company has delivered good profit growth of 30.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 19.9%"]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 11.5% over past five years.", "Contingent liabilities of Rs.2,66,319 Cr.", "Company might be capitalizing the interest cost"]
BAJAJ FINANCE LIMITED full analysis INDIAN BANK full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.