Bajaj Finance Limited vs India Shelter Finance Corporation Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and India Shelter Finance Corporation Limited (INDIASHLTR) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, India Shelter Finance Corporation Limited leads BAJFINANCE vs INDIASHLTR on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability13
  • Growth02
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

INDIASHLTR takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
23.51
5.71
P/B ratio
2.30
0.57%
Dividend yield
1.49%
₹30.60
EPS
₹26.49

Profitability

INDIASHLTR takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
0.00%
10.71%
Return on capital
11.77%
67.98%
EBITDA margin
72.64%
23.58%
Net margin
32.92%

Growth

INDIASHLTR takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
37.77%
18.88%
Profit CAGR (3Y)
48.07%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹6,780 Cr
₹81,982 Cr
Revenue
₹1,528 Cr
₹19,332 Cr
Net profit
₹503 Cr
3.22
Debt / equity
1.95
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.7% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
India Shelter Finance Corporation Limited
  • + ["Company has delivered good profit growth of 42.0% CAGR over last 5 years", "Company has delivered good sales growth of 37.0% CAGR over last 5 years"]
  • − []
Bajaj Finance Limited full analysis India Shelter Finance Corporation Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.