BAJAJ FINANCE LIMITED vs INDUSTRIAL & PRU INV CO L

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and INDUSTRIAL & PRU INV CO L (INDPRUD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

BAJAJ FINANCE LIMITED vs INDUSTRIAL & PRU INV CO L are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation04
  • Profitability22
  • Growth20
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

INDPRUD takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.48
P/E ratio
16.50
5.57
P/B ratio
1.23
0.55%
Dividend yield
1.94%
₹30.56
EPS
₹380.30

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
7.71%
10.80%
Return on capital
8.00%
67.98%
EBITDA margin
84.00%
23.33%
Net margin
914.29%

Growth

BAJFINANCE takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y)
0.00%
18.88%
Profit CAGR (3Y)
12.46%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.57L Cr
Market cap
₹1,029 Cr
₹81,990 Cr
Revenue
₹7 Cr
₹19,332 Cr
Net profit
₹64 Cr
3.78
Debt / equity
0.00
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
INDUSTRIAL & PRU INV CO L
  • + ["Company is almost debt free.", "Company has been maintaining a healthy dividend payout of 31.0%"]
  • ["The company has delivered a poor sales growth of -4.21% over past five years.", "Tax rate seems low", "Company has a low return on equity of 7.49% over last 3 years.", "Earnings include an other income of Rs.55.8 Cr."]
BAJAJ FINANCE LIMITED full analysis INDUSTRIAL & PRU INV CO L full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs INDPRUD: Share Price, Valuation & Which to Buy | DocStoX