Bajaj Finance Limited vs The Jammu & Kashmir Bank Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and The Jammu & Kashmir Bank Limited (J&KBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs J&KBANK on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability40
  • Growth11
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

J&KBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
6.40
5.71
P/B ratio
1.04
0.57%
Dividend yield
1.47%
₹30.60
EPS
₹21.42

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
14.30%
10.71%
Return on capital
5.42%
67.98%
EBITDA margin
0.00%
23.58%
Net margin
17.94%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
12.02%
18.88%
Profit CAGR (3Y)
25.96%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹14,805 Cr
₹81,982 Cr
Revenue
₹13,151 Cr
₹19,332 Cr
Net profit
₹2,360 Cr
3.22
Debt / equity
0.00
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.7% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
The Jammu & Kashmir Bank Limited
  • + ["Company has delivered good profit growth of 40.7% CAGR over last 5 years", "Stock is trading at 0.90 times its book value"]
  • − []
Bajaj Finance Limited full analysis The Jammu & Kashmir Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs J%26KBANK: Share Price, Valuation & Which to Buy | DocStoX