Bajaj Finance Limited vs J J Finance Corporation Ltd

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and J J Finance Corporation Ltd (JJFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs JJFINANCELTD on 9 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability40
  • Growth· not comparable—
  • Size & financial health31

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
0.00
5.71
P/B ratio
1.34
0.57%
Dividend yield
0.00%
₹30.60
EPS
₹0.92

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
-0.40%
10.71%
Return on capital
0.30%
67.98%
EBITDA margin
0.00%
23.58%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y) even
—
18.88%
Profit CAGR (3Y) even
—

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹13 Cr
₹81,982 Cr
Revenue
₹0 Cr
₹19,332 Cr
Net profit
₹0 Cr
3.22
Debt / equity
0.00
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
J J Finance Corporation Ltd
  • + ["Company is almost debt free.", "Promoter holding has increased by 1.20% over last quarter."]
  • − ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of -7.48% over past five years.", "Company has a low return on equity of 2.04% over last 3 years."]
Bajaj Finance Limited full analysis J J Finance Corporation Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.