BAJAJ FINANCE LIMITED vs JM FINANCIAL LIMITED

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and JM FINANCIAL LIMITED (JMFINANCIL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

BAJAJ FINANCE LIMITED vs JM FINANCIAL LIMITED are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation13
  • Profitability22
  • Growth11
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

JMFINANCIL takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.40
P/E ratio
10.53
5.57
P/B ratio
1.16
0.55%
Dividend yield
2.49%
₹30.56
EPS
₹12.57

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
12.00%
10.80%
Return on capital
12.00%
67.98%
EBITDA margin
61.00%
23.33%
Net margin
29.36%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y)
7.51%
18.88%
Profit CAGR (3Y)
19.21%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.57L Cr
Market cap
₹12,368 Cr
₹81,990 Cr
Revenue
₹4,091 Cr
₹19,332 Cr
Net profit
₹1,201 Cr
3.78
Debt / equity
0.01
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
JM FINANCIAL LIMITED
  • + ["Stock is trading at 1.16 times its book value", "Company has been maintaining a healthy dividend payout of 34.6%"]
  • ["The company has delivered a poor sales growth of 5.63% over past five years.", "Company has a low return on equity of 8.99% over last 3 years.", "Debtor days have increased from 73.5 to 124 days."]
BAJAJ FINANCE LIMITED full analysis JM FINANCIAL LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs JMFINANCIL: Share Price, Valuation & Which to Buy | DocStoX