BAJAJ FINANCE LIMITED vs JIND POL INV & FIN CO LTD

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and JIND POL INV & FIN CO LTD (JPOLYINVST) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, JIND POL INV & FIN CO LTD leads BAJFINANCE vs JPOLYINVST on 10 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.56
P/E ratio
1.33
5.57
P/B ratio
0.74
0.60%
Dividend yield
0.00%
₹30.56
EPS
₹815.75

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
54.80%
10.80%
Return on capital
63.00%
0.00%
EBITDA margin
97.00%
0.00%
Net margin
82.74%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
-30.77%
18.88%
Profit CAGR (3Y)
19.88%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.57L Cr
Market cap
₹1,151 Cr
₹0 Cr
Revenue
₹1,037 Cr
₹19,332 Cr
Net profit
₹858 Cr
3.78
Debt / equity
0.01
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.57 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
JIND POL INV & FIN CO LTD
  • + ["Company is almost debt free.", "Stock is trading at 0.71 times its book value", "Company has delivered good profit growth of 123% CAGR over last 5 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Tax rate seems low"]
BAJAJ FINANCE LIMITED full analysis JIND POL INV & FIN CO LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.