Bajaj Finance Limited vs Jana Small Finance Bank Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Jana Small Finance Bank Limited (JSFB) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs JSFB on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability40
  • Growth10
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

JSFB takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
15.87
5.71
P/B ratio
1.23
0.57%
Dividend yield
0.00%
₹30.60
EPS
₹31.02

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
7.30%
10.71%
Return on capital
7.25%
67.98%
EBITDA margin
0.00%
23.58%
Net margin
6.10%

Growth

BAJFINANCE takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y) even
—
18.88%
Profit CAGR (3Y)
8.44%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹5,194 Cr
₹81,982 Cr
Revenue
₹5,353 Cr
₹19,332 Cr
Net profit
₹326 Cr
3.22
Debt / equity
0.00
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.7% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Jana Small Finance Bank Limited
  • + ["Company has delivered good profit growth of 31.2% CAGR over last 5 years"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend"]
Bajaj Finance Limited full analysis Jana Small Finance Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs JSFB: Share Price, Valuation & Which to Buy | DocStoX