Bajaj Finance Limited vs KJMC Financial Services Ltd

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and KJMC Financial Services Ltd (KJMCFINANCIALSERVICESLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs KJMCFINANCIALSERVICESLTD on 7 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability31
  • Growth· not comparable—
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

KJMCFINANCIALSERVICESLTD takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
15.10
5.71
P/B ratio
0.25
0.57%
Dividend yield
1.86%
₹30.60
EPS
₹3.41

Profitability

BAJFINANCE takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
1.46%
10.71%
Return on capital
2.99%
67.98%
EBITDA margin
59.08%
23.58%
Net margin
35.85%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y) even
—
18.88%
Profit CAGR (3Y) even
—

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹25 Cr
₹81,982 Cr
Revenue
₹7 Cr
₹19,332 Cr
Net profit
₹2 Cr
3.22
Debt / equity
0.04
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
KJMC Financial Services Ltd
  • + ["Stock is trading at 0.32 times its book value", "Company's working capital requirements have reduced from 54.7 days to 32.0 days"]
  • − ["Company has a low return on equity of 1.03% over last 3 years."]
Bajaj Finance Limited full analysis KJMC Financial Services Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.