Bajaj Finance Limited vs Ladderup Finance Ltd

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Ladderup Finance Ltd (LADDERUPFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs LADDERUPFINANCELTD on 8 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability31
  • Growth· not comparable—
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
7.40
5.71
P/B ratio
0.71
0.57%
Dividend yield
0.00%
₹30.60
EPS
₹3.44

Profitability

BAJFINANCE takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
4.91%
10.71%
Return on capital
9.01%
67.98%
EBITDA margin
31.43%
23.58%
Net margin
24.49%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y) even
—
18.88%
Profit CAGR (3Y) even
—

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹53 Cr
₹81,982 Cr
Revenue
₹25 Cr
₹19,332 Cr
Net profit
₹5 Cr
3.22
Debt / equity
0.25
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Ladderup Finance Ltd
  • + ["Stock is trading at 0.75 times its book value", "Company is expected to give good quarter", "Company has delivered good profit growth of 43.5% CAGR over last 5 years", "Debtor days have improved from 34.2 to 23.4 days.", "Company's working capital requirements have reduced from 108 days to 79.5 days"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 0.03% over last 3 years.", "Earnings include an other income of Rs.3.28 Cr."]
Bajaj Finance Limited full analysis Ladderup Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs LADDERUPFINANCELTD: Share Price, Valuation & Which to Buy | DocStoX