BAJAJ FINANCE LIMITED vs LAXMI INDIA FINANCE LTD

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and LAXMI INDIA FINANCE LTD (LAXMIINDIA) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs LAXMIINDIA on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability31
  • Growth02
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.59
P/E ratio
13.28
5.57
P/B ratio
1.38
0.55%
Dividend yield
0.00%
₹30.56
EPS
₹9.52

Profitability

BAJFINANCE takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
10.75%
10.80%
Return on capital
11.60%
67.98%
EBITDA margin
63.80%
23.33%
Net margin
15.81%

Growth

LAXMIINDIA takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y)
34.52%
18.88%
Profit CAGR (3Y)
45.97%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.52L Cr
Market cap
₹669 Cr
₹81,990 Cr
Revenue
₹315 Cr
₹19,332 Cr
Net profit
₹50 Cr
3.78
Debt / equity
2.86
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
LAXMI INDIA FINANCE LTD
  • + ["Company has delivered good profit growth of 36.5% CAGR over last 5 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio."]
BAJAJ FINANCE LIMITED full analysis LAXMI INDIA FINANCE LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs LAXMIINDIA: Share Price, Valuation & Which to Buy | DocStoX