BAJAJ FINANCE LIMITED vs GYFTR Ltd

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and GYFTR Ltd (LKPMERFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs LKPMERFIN on 10 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability40
  • Growth11
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

31.20
P/E ratio
58.74
5.57
P/B ratio
2.63
0.57%
Dividend yield
1.80%
₹30.56
EPS
₹2.84

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
5.24%
10.90%
Return on capital
7.00%
67.98%
EBITDA margin
-8.00%
23.33%
Net margin
5.79%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y)
138.53%
18.88%
Profit CAGR (3Y)
16.26%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.97L Cr
Market cap
₹1,276 Cr
₹81,990 Cr
Revenue
₹380 Cr
₹19,332 Cr
Net profit
₹22 Cr
3.78
Debt / equity
0.00
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.7% CAGR over last 5 years"]
  • − ["Stock is trading at 5.24 times its book value"]
GYFTR Ltd
  • + ["Company has reduced debt.", "Company is almost debt free."]
  • − ["Stock is trading at 2.77 times its book value", "Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 7.76% over last 3 years.", "Earnings include an other income of Rs.64.6 Cr.", "Promoter holding has decreased over last 3 years: -13.5%"]
BAJAJ FINANCE LIMITED full analysis GYFTR Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs LKPMERFIN: Share Price, Valuation & Which to Buy | DocStoX