BAJAJ FINANCE LIMITED vs M&M FIN. SERVICES LTD

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and M&M FIN. SERVICES LTD (M&MFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs M&MFIN on 10 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability40
  • Growth10
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

M&MFIN takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.49
P/E ratio
17.67
5.57
P/B ratio
2.00
0.55%
Dividend yield
1.96%
₹30.56
EPS
₹20.54

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
12.30%
10.80%
Return on capital
8.72%
67.98%
EBITDA margin
62.64%
23.33%
Net margin
13.57%

Growth

BAJFINANCE takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y) even
18.88%
Profit CAGR (3Y)
11.37%

Size & financial health

BAJFINANCE takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.52L Cr
Market cap
₹50,386 Cr
₹81,990 Cr
Revenue
₹21,087 Cr
₹19,332 Cr
Net profit
₹2,861 Cr
3.78
Debt / equity
5.14
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
M&M FIN. SERVICES LTD
  • + ["Company has been maintaining a healthy dividend payout of 37.4%"]
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 11.1% over last 3 years.", "Company might be capitalizing the interest cost"]
BAJAJ FINANCE LIMITED full analysis M&M FIN. SERVICES LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.