BAJAJ FINANCE LIMITED vs M&M FIN. SERVICES LTD

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and M&M FIN. SERVICES LTD (M&MFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs M&MFIN on 7 of 14 metrics (2 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.56
P/E ratio
15.78
5.57
P/B ratio
1.76
0.60%
Dividend yield
2.23%
₹30.56
EPS
₹20.54

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
12.30%
10.80%
Return on capital
8.72%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
29.52%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
18.88%
Profit CAGR (3Y)
11.37%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.57L Cr
Market cap
₹47,377 Cr
₹0 Cr
Revenue
₹296286.00L Cr
₹19,332 Cr
Net profit
₹2,861 Cr
3.78
Debt / equity
5.14
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.57 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
M&M FIN. SERVICES LTD
  • + ["Company has been maintaining a healthy dividend payout of 37.4%"]
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 11.1% over last 3 years.", "Company might be capitalizing the interest cost"]
BAJAJ FINANCE LIMITED full analysis M&M FIN. SERVICES LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJAJ FINANCE LIMITED vs M&M FIN. SERVICES LTD: Share Price, Valuation & Which to Buy | DocStoX