BAJAJ FINANCE LIMITED vs BANK OF MAHARASHTRA

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and BANK OF MAHARASHTRA (MAHABANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs MAHABANK on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability31
  • Growth01
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

MAHABANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.32
P/E ratio
9.02
5.57
P/B ratio
2.11
0.55%
Dividend yield
2.60%
₹30.56
EPS
₹9.12

Profitability

BAJFINANCE takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
22.60%
10.80%
Return on capital
6.03%
67.98%
EBITDA margin
22.44%
23.33%
Net margin
21.38%

Growth

MAHABANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y) even
18.88%
Profit CAGR (3Y)
39.14%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.47L Cr
Market cap
₹63,596 Cr
₹81,990 Cr
Revenue
₹32,824 Cr
₹19,332 Cr
Net profit
₹7,017 Cr
3.78
Debt / equity
0.00
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
BANK OF MAHARASHTRA
  • + ["Company has delivered good profit growth of 65.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 19.4%"]
  • ["Company has low interest coverage ratio.", "Tax rate seems low", "Contingent liabilities of Rs.50,756 Cr.", "Company might be capitalizing the interest cost"]
BAJAJ FINANCE LIMITED full analysis BANK OF MAHARASHTRA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.