BAJAJ FINANCE LIMITED vs MANAPPURAM FINANCE LTD

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and MANAPPURAM FINANCE LTD (MANAPPURAM) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs MANAPPURAM on 11 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability40
  • Growth20
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.32
P/E ratio
31.61
5.57
P/B ratio
1.89
0.55%
Dividend yield
0.29%
₹30.56
EPS
₹10.68

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
7.04%
10.80%
Return on capital
8.26%
67.98%
EBITDA margin
56.23%
23.33%
Net margin
10.55%

Growth

BAJFINANCE takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y)
13.12%
18.88%
Profit CAGR (3Y)
-12.85%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.56L Cr
Market cap
₹31,665 Cr
₹81,990 Cr
Revenue
₹9,525 Cr
₹19,332 Cr
Net profit
₹993 Cr
3.78
Debt / equity
3.30
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
MANAPPURAM FINANCE LTD
  • + ["Company has been maintaining a healthy dividend payout of 19.8%", "Promoter holding has increased by 9.89% over last quarter."]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 8.48% over past five years.", "Company has a low return on equity of 11.9% over last 3 years."]
BAJAJ FINANCE LIMITED full analysis MANAPPURAM FINANCE LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.