BAJAJ FINANCE LIMITED vs Mangalam Industrial Finance Ltd
A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and Mangalam Industrial Finance Ltd (MANGALAMINDUSTRIALFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs MANGALAMINDUSTRIALFINANCELTD on 8 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
- Valuation13
- Profitability40
- Growth· not comparable—
- Size & financial health31
Valuation
MANGALAMINDUSTRIALFINANCELTD takes 3/4How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
BAJFINANCE takes 4/4How efficiently each company turns capital and sales into profit. Higher is better.
Growth
Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
BAJFINANCE takes 3/4Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
- − ["Stock is trading at 5.79 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
- + ["Company is almost debt free.", "Stock is trading at 1.15 times its book value"]
- − ["Promoter holding has decreased over last quarter: -6.59%", "Promoter holding is low: 37.4%", "Company has a low return on equity of 0.38% over last 3 years.", "Company has high debtors of 717 days.", "Working capital days have increased from 272 days to 760 days"]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.