Bajaj Finance Limited vs Max Financial Services Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Max Financial Services Limited (MFSL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs MFSL on 13 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability40
  • Growth20
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

BAJFINANCE takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
528.53
5.71
P/B ratio
9.63
0.57%
Dividend yield
0.00%
₹30.60
EPS
₹2.45

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
1.59%
10.71%
Return on capital
2.80%
67.98%
EBITDA margin
0.44%
23.58%
Net margin
0.22%

Growth

BAJFINANCE takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
14.92%
18.88%
Profit CAGR (3Y)
-38.41%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹44,656 Cr
₹81,982 Cr
Revenue
₹47,674 Cr
₹19,332 Cr
Net profit
₹106 Cr
3.22
Debt / equity
0.35
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.7% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Max Financial Services Limited
  • + []
  • − ["Stock is trading at 8.46 times its book value", "The company has delivered a poor sales growth of 8.8% over past five years.", "The company has delivered a poor profit growth of -28.4% over past five years.", "Company has a low return on equity of 7.2% over last 3 years.", "Though the company is reporting repeated profits, it is not paying out dividend"]
Bajaj Finance Limited full analysis Max Financial Services Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.