BAJAJ FINANCE LIMITED vs MONARCH NETWORTH CAP LTD

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and MONARCH NETWORTH CAP LTD (MONARCH) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, MONARCH NETWORTH CAP LTD leads BAJFINANCE vs MONARCH on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability04
  • Growth02
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.48
P/E ratio
16.33
5.57
P/B ratio
2.83
0.55%
Dividend yield
0.27%
₹30.56
EPS
₹22.86

Profitability

MONARCH takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
20.50%
10.80%
Return on capital
28.00%
67.98%
EBITDA margin
69.00%
23.33%
Net margin
48.66%

Growth

MONARCH takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y)
31.93%
18.88%
Profit CAGR (3Y)
61.46%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.57L Cr
Market cap
₹2,953 Cr
₹81,990 Cr
Revenue
₹372 Cr
₹19,332 Cr
Net profit
₹181 Cr
3.78
Debt / equity
0.07
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
MONARCH NETWORTH CAP LTD
  • + ["Company is almost debt free.", "Company has delivered good profit growth of 45.5% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 26.1%", "Company's median sales growth is 24.2% of last 10 years"]
  • ["Company has high debtors of 210 days."]
BAJAJ FINANCE LIMITED full analysis MONARCH NETWORTH CAP LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.