Bajaj Finance Limited vs Mos Utility Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Mos Utility Limited (MOS) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

Bajaj Finance Limited vs Mos Utility Limited are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation22
  • Profitability22
  • Growth02
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
7.74
5.71
P/B ratio
1.52
0.57%
Dividend yield
0.00%
₹30.60
EPS
₹0.73

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
16.90%
10.71%
Return on capital
15.93%
67.98%
EBITDA margin
4.28%
23.58%
Net margin
2.92%

Growth

MOS takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
81.64%
18.88%
Profit CAGR (3Y)
45.63%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹147 Cr
₹81,982 Cr
Revenue
₹635 Cr
₹19,332 Cr
Net profit
₹19 Cr
3.22
Debt / equity
0.67
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Mos Utility Limited
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 20.1%"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend"]
Bajaj Finance Limited full analysis Mos Utility Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.