Bajaj Finance Limited vs Muthoot Finance Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Muthoot Finance Limited (MUTHOOTFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Muthoot Finance Limited leads BAJFINANCE vs MUTHOOTFIN on 10 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation04
  • Profitability04
  • Growth02
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

MUTHOOTFIN takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
9.85
5.71
P/B ratio
2.81
0.57%
Dividend yield
1.06%
₹30.60
EPS
₹263.79

Profitability

MUTHOOTFIN takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
27.06%
10.71%
Return on capital
15.43%
67.98%
EBITDA margin
81.35%
23.58%
Net margin
33.99%

Growth

MUTHOOTFIN takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
37.91%
18.88%
Profit CAGR (3Y)
42.45%

Size & financial health

BAJFINANCE takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹1.05L Cr
₹81,982 Cr
Revenue
₹31,209 Cr
₹19,332 Cr
Net profit
₹10,607 Cr
3.22
Debt / equity
3.86
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Muthoot Finance Limited
  • + ["Company has delivered good profit growth of 22.7% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 23.0%", "Company has delivered good sales growth of 22.0% CAGR over last 5 years"]
  • − []
Bajaj Finance Limited full analysis Muthoot Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs MUTHOOTFIN: Share Price, Valuation & Which to Buy | DocStoX