Bajaj Finance Limited vs Naperol Investments Ltd

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Naperol Investments Ltd (NATPEROXID) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs NATPEROXID on 10 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability31
  • Growth11
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

BAJFINANCE takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
34.60
5.71
P/B ratio
0.40
0.57%
Dividend yield
0.47%
₹30.60
EPS
₹18.75

Profitability

BAJFINANCE takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
1.03%
10.71%
Return on capital
1.00%
67.98%
EBITDA margin
41.00%
23.58%
Net margin
40.74%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
138.11%
18.88%
Profit CAGR (3Y)
-69.16%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹370 Cr
₹81,982 Cr
Revenue
₹27 Cr
₹19,332 Cr
Net profit
₹11 Cr
3.22
Debt / equity
0.00
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Naperol Investments Ltd
  • + ["Company is almost debt free.", "Stock is trading at 0.41 times its book value", "Company is expected to give good quarter", "Market value of investments Rs.888 Cr. is more than the Market Cap Rs.376 Cr.", "Company has been maintaining a healthy dividend payout of 21.7%"]
  • − ["Tax rate seems low", "Company has a low return on equity of 0.71% over last 3 years.", "Working capital days have increased from -33.6 days to 143 days"]
Bajaj Finance Limited full analysis Naperol Investments Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.